Do you have questions about the differences between Social Security programs? Our Daytona Beach SSDI lawyers have the answers.
The Social Security Administration manages two different programs that provide financial benefits to those unable to work due to blindness or disability. These programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While these programs are similar, the financial eligibility requirements are different.
What is SSDI?
The SSDI program gives benefits to those who are disabled or blind and are ‘insured’ by workers’ contributions to the Social Security trust fund. These contributions are based on their earnings or those of their spouse or parents as required by FICA (the Federal Insurance Contributions Act). The amount of financial benefit received is dependent on the earnings of the individual, much like Social Security retirement benefits.
What is SSI?
The SSI program makes financial assistance payments to aged, blind, or disabled persons (including children) who have limited income and resources. The funds for SSI come from general tax revenue. It is not unusual for states to offer benefits to individuals in addition to their Federal payments. If you have questions about your eligibility for either of these programs, our Daytona Beach SSDI lawyers are happy to examine your situation and offer advice on your next steps.
What Is The Difference Between SSDI and SSI?
While these two programs are very similar, they have some key differences. SSI determination is based on age or disability and limited financial resources, while SSDI determination is based on disability and work credits.
Can You Recieve Both SSI and SSDI?
Yes, you can receive both SSI and SSDI benefits at the same time if you are approved for SSDI, but the benefit payment is low. Most applicants who receive both benefits had made low wages when they were working or have not worked much in the years before they became eligible.
The Social Security Administration uses the term ‘concurrent’ to describe people who are eligible for both programs, although the benefits are affected differently by returning to work.
How Do SSI and SSDI Benefits Affect Medicaid and Medicare?
In most states, someone who is eligible for SSI is automatically qualified for Medicaid. Someone who is receiving SSDI benefits will be automatically eligible for Medicare after receiving disability payments for 24 months. Some applicants for SSDI with specific medical conditions will be immediately eligible for Medicare.
Can Daytona Beach SSDI Lawyers Help Me Apply for Benefits?
The experienced attorneys at Culbertson Law Firm are available to help you apply for SSDI or SSI benefits. While you are able to file your claim yourself, it is in your best interest to work with an attorney who understands the requirements and timeline of the claims process.
A legal professional can help you prepare a case that is both accurate and persuasive. Contact us today to schedule your initial consultation. We look forward to helping you pursue your benefits.