If you find yourself unable to work and wish to pursue your Orlando Social Security benefits, double check that you meet these qualifications before pursuing action.
If you find yourself unable to work, Social Security Disability is meant to cover your living expenses. However, there is a specific list of criteria you must meet to receive payment for Social Security Disability Insurance (SSDI). Luckily, they have made it easy to navigate the conditions to see whether you’re eligible or not.
Here are the three main requirements you must meet in order to receive Orlando Social Security benefits:
1. You’ve had a job covered by Social Security.
To start, you must have worked a job covered by Social Security. Your contributions to your Social Security trust fund are based on your earnings. In order to build your “trust fund,” contributions must be made from both you and your employer through taxes paid to FICA. These taxes are imperative for you to receive any Social Security Disability benefits. The reason behind this requirement is simple: you can’t expect to collect employment disability if you have never been employed.
2. You have a medical condition that meets Social Security’s definition of disability.
There are specific conditions for you to be legally considered “disabled.” You must meet the following rules to be considered disabled and receive your SSDI payout?
- You can no longer do the work you previously did before;
- It is decided that you can’t do other work due to your disability; and
- Your disability has lasted, or is expected to last, for at least one year or will result in death.
3. You have worked recently for a certain amount of time under a job covered by Social Security.
To receive Orlando Social Security Disability, you must have worked long enough and recently enough at a Social Security recognized employer. Each year that you work and contribute to your FICA taxes earns you a maximum of four credits. Credits are the “building blocks” used to figure out whether or not you have the required amount of covered work to qualify for benefits. Depending on your age, the general requirement for SSDI is anywhere between 20 to 40 credits.
Frequently Asked Questions About Orlando Social Security Benefits
How do I apply for Orlando Social Security Disability benefits?
You can apply for Social Security Disability benefits in Orlando online through the Social Security Administration’s website, by phone, or in person at your local SSA office. Before applying, make sure you meet the basic work and medical requirements. If you are unsure, our team can help evaluate your eligibility.
What is the difference between SSDI and SSI?
SSDI (Social Security Disability Insurance) is based on your work history and the taxes you have paid into the system. Supplemental Security Income (SSI), on the other hand, is a needs-based program for individuals with limited income and resources. If you are applying for Orlando Social Security benefits, it is important to understand which program you qualify for—or if you may be eligible for both.
How long does it take to receive benefits after approval?
Once your claim is approved, it typically takes one to two months to begin receiving SSDI payments. However, the approval process itself can take several months. If you are denied benefits, it is important to act quickly and consider filing an appeal.
Can I still work while receiving SSDI in Orlando?
Yes, but only within certain limits. The SSA has strict guidelines regarding how much you can earn while receiving disability benefits. Earning above a certain threshold (known as Substantial Gainful Activity, or SGA) may impact your eligibility. If you are unsure how working might affect your Orlando disability benefits, consult with an attorney before starting a job.
What should I do if my claim for Orlando Social Security Disability benefits is denied?
Do not give up. Many initial claims are denied, but a strong appeal can lead to approval. You typically have 60 days to appeal a denial. Our team at Culbertson, Jacobs & LaBoda can guide you through the appeals process and help you build a strong case.
Let Us Help You Get The Benefits You Are Entitled To
If you meet these qualifications and wish to pursue Orlando Social Security Disability benefits, contact us today. Our firm helps clients like you evaluate if they are eligible for Social Security Disability benefits. We can advocate for you if you need to file an appeal and we will be by your side if you need to appear for an appeal.