The best place to seek advice regarding potential Social Security scams are reputable sources, such as the Social Security Administration or an Orlando Social Security benefits lawyer.
In today’s world, staying alert to the dangers of Social Security scams is extremely important. These scams related to Social Security benefits are increasing, making caution even more critical in keeping your personal and financial information safe. In fact, the FTC (Federal Trade Commission) has received over 27,000 reports of attempted fraud in 2023 year-to-date, and over $72 million in reported losses. Each of these reports were imposters attempting to impersonate the Social Security Administration.
Staying informed and knowledgeable about how to recognize these scams can ensure you are doing everything in your power not to fall victim to them.
Common Social Security Scams
Social Security scams are widespread and carry significant risks, involving tactics like fake phone calls from the Social Security Administration (SSA), phishing emails, impersonation of SSA agents, and threats of benefit payment redirection. We have compiled a list of the typical Social Security scams that you should watch for:
- Phone Scams: Unsolicited calls claiming to be from the SSA, threats about legal action or arrest, and requests for personal details.
- Email Phishing: Fake emails pretending to be from SSA asking for personal or financial information.
- Benefit Payment Redirects: Scammers redirect or attempt to redirect genuine benefit payments.
Knowing what a scam looks like is the first step in learning how to protect yourself and your assets from this unfortunate phenomenon.
Tactics To Watch Out For
Scammers will often demand immediate payments, usually in the form of gift cards or wire transfers, expressing urgency with these untraceable payment methods. They threaten you with discussions of arrest warrants or legal consequences to create panic and pressure you into compliance. Scammers will sometimes ask for your Social Security number over the phone or via email. Please know that legitimate organizations rarely ask for this sensitive information through such channels.
Scammers can manipulate caller ID to appear as if the call is from an official SSA number, which adds a layer of deception to their tactics. But it is important to remember that federal law enforcement will never send photographs of credentials or badges to demand payment, and neither will federal government employees. Working with an Orlando Social Security benefits lawyer can help you to specifically hone in on these warning signs to avoid falling victim to these malicious schemes in the future.
How to Avoid a Scam
To ensure your protection against Social Security scammers, it is beneficial to keep these tips in mind if you suspect you have fallen victim to a scam. If you receive a message that triggers strong emotions, take a moment to breathe deeply and consider confiding in a trusted individual. You should hang up or disregard suspicious messages, and do not click on any texted links or attachments in emails from unknown senders.
You should always be cautious about sharing personal information, especially when talking to someone you do not know. Your personal details, like your Social Security number or financial information, should be kept private, which will help protect you from potential scams and identity theft.
What to Do If You Think You Have Been Targeted
If you suspect you have been targeted by Social Security scams, acting on it quickly is the first thing you need to do. You should immediately report the incident to the SSA Inspector General to contribute to the prevention of further fraudulent activities. If you have shared your Social Security number, placing a fraud alert on your credit reports is advisable, adding an extra layer of protection against potential identity theft. Afterward, you should continually monitor your financial and benefits statements for any signs of unauthorized activity. These proactive steps will help you stop the scammer from causing too much damage.
Culbertson, Jacobs & LaBoda Are Your Orlando Social Security Benefits Lawyers
If you have fallen victim to one of these scams, we can offer crucial assistance to help restore your rightful benefits. Contact us today if you believe you have been a victim of one of these scams, or are seeking assistance with your Social Security Disability claim.