Many veterans wonder if they can receive both SSDI and VA disability benefits. The answer to this question is yes, but understanding how these programs work is critical to maximizing your benefits.
Those who have served our country often face challenges when they return home, especially when dealing with disabilities resulting from their service. A common question that arises is whether you can receive disability benefits from both Social Security Disability Insurance (SSDI) and Veterans Affairs (VA).
The good news is that you can qualify for both, allowing you to maximize your financial support. However, understanding how these programs differ and work together is essential.
Understanding SSDI and VA Disability
SSDI provides financial assistance to individuals who have paid into the Social Security system throughout their employment and cannot work due to a severe medical condition. The condition must last at least 12 months or be expected to result in death.
SSDI does not require that your disability be related to military service—any qualifying disability that meets Social Security’s strict criteria can make you eligible.
VA Disability Compensation is specifically for veterans with disabilities connected to their military service. The VA evaluates and rates disabilities on a percentage scale, providing compensation based on the severity of the disability, which can range from 0% to 100%.
Unlike SSDI, the VA does not require that your disability prevents you from working entirely, and you can receive partial payments even if you can still work.
Critical Differences Between SSDI and VA Disability
Although both SSDI and VA disability provide crucial financial support, their definitions of disability, claim processes, and benefit structures differ significantly:
- Eligibility Requirements: SSDI focuses on your ability to work, while VA disability compensates for conditions connected to your military service, regardless of your work status.
- Payment Structure: SSDI offers an all-or-nothing monthly benefit based on your prior earnings, whereas VA disability provides compensation on a sliding scale based on the degree of your disability.
- Claim Process: Each program requires a separate claim, and having benefits from one program does not guarantee eligibility for the other.
How Can You Get SSDI and VA Disability?
One of the advantages for veterans is that receiving SSDI does not reduce your VA disability compensation, and vice versa. This means you can receive full benefits from both programs, providing essential support, especially for veterans with severe disabilities. However, because the claim processes and criteria are separate, you must apply for each program individually.
Expedited SSDI Processing for Veterans
Veterans with a 100% Permanent and Total (P&T) disability rating from the VA and those who became disabled while on active duty on or after October 1, 2001, can receive expedited processing of their SSDI claims. This means faster decisions and quicker access to benefits.
While Social Security usually identifies eligible veterans automatically, it is always a good idea to provide your VA notification letter when applying to ensure you receive expedited service. The ability to expedite processing is helpful, especially with the current backlog of SSDI claims.
Additional Social Security Benefits for Veterans and Service Members
Social Security is committed to supporting veterans beyond disability benefits. Many veterans, their spouses, and dependents may qualify for additional Social Security benefits, such as retirement, survivor benefits, and Medicare. For those eligible for Medicare, TRICARE can serve as supplemental coverage, offering comprehensive healthcare support.
If you or someone you know is still serving on active duty, it is essential to note that you can apply for SSDI even if you continue to receive military pay while in a hospital or on medical leave. Active duty status does not automatically disqualify you from receiving SSDI if your disabling condition prevents you from engaging in substantial gainful activity.
Culbertson, Jacobs & LaBoda: Guiding Veterans Through the SSDI Process
Navigating the question, “Can you collect SSDI and VA disability?” can be overwhelming, but you do not have to face it alone. Culbertson, Jacobs & LaBoda is dedicated to helping veterans understand their rights and maximize their benefits.
Our knowledgeable attorneys will assist you through every stage of the claims process, striving to secure the benefits you are entitled to. Contact us today to learn how we can help you pursue SSDI and VA disability benefits.