Social Security Disability Insurance (SSDI) is a federal program that provides vital financial assistance to individuals who are disabled or blind and unable to work. Partnering with experienced Florida Social Security lawyers is essential. An experienced attorney can help navigate the intricate application or appeal process, ensuring you receive proper representation. This partnership also increases your likelihood of a successful claim.

Culbertson, Jacobs & LaBoda, PLLC, is your trusted partner in navigating the complexities of Social Security Disability law. With over 40 years of dedicated service to the Central Florida community, we specialize solely in Social Security Disability law, ensuring that our clients receive the focused attention they deserve. 

As leaders in our field, we take pride in our highly specialized approach, with two of our attorneys being among the ten certified specialists in Social Security Disability law in the entire state of Florida. When you choose CJL Disability,  you can trust that you are receiving unparalleled dedication and advocacy for your Social Security Disability case.

The Social Security Disability Process

To qualify for Social Security Disability (SSD) benefits, applicants must adhere to specific criteria and undergo a structured approval process. Meeting the Social Security Administration’s definition of “disabled” is paramount, and applicants must present a compelling case for benefits. 

Initial SSD claims are frequently denied, requiring a timely appeal process. The first appeal involves a reconsideration of the initial denial, followed by a hearing with an Administrative Law Judge if necessary. If the claim remains unresolved, further appeals can be made to the Social Security Appeals Council and ultimately to federal court. The appeals process can be lengthy, often taking a year or more for resolution.

Social Security Disability Eligibility Criteria

To qualify for SSDI benefits, individuals must meet certain eligibility requirements, including being “insured” by workers’ contributions to the Social Security trust fund. These contributions are typically based on your earnings or those of your spouse or parents, as mandated by the Federal Insurance Contributions Act (FICA).

Most disabilities that prevent an individual from working and engaging in Substantial Gainful Activity (SGA) are considered qualifying disabilities for SSDI benefits. SGA is defined as earning over a certain amount per month set by the Social Security Administration.

Medical evidence is paramount in supporting a disability claim, serving as the cornerstone for demonstrating the severity and impact of the impairment on the individual’s ability to work. Comprehensive medical documentation, including detailed records, reports, and assessments from healthcare providers, is vital for establishing the legitimacy and extent of the disability.

Benefits and Dependents

You may qualify for additional family benefits under the SSDI program if your household includes a spouse, a divorced spouse, children under 18, or an adult child with a disability diagnosis before turning 22. To receive these benefits, eligible family members must provide their Social Security numbers and birth certificates, while spouses must furnish proof of marriage.

In line with Title II of the Social Security Act, individuals approved for SSDI benefits may have dependents who qualify for benefits based on their earnings record. In most cases, eligible family members can receive up to 50% of the SSDI recipient’s payment amount.

Medicare Eligibility

SSDI and Medicare are closely linked, and receiving SSDI benefits can impact your eligibility for Medicare coverage. Individuals receiving SSDI benefits typically become eligible for Medicare coverage after a waiting period. This waiting period lasts 24 months from their first SSDI payment date.

During the waiting period, SSDI recipients may not have access to Medicare coverage, which can pose challenges in obtaining necessary medical care. However, some individuals may qualify for other forms of healthcare coverage, such as Medicaid or employer-sponsored health insurance through their spouse.

Once the waiting period expires, SSDI recipients are automatically enrolled in Medicare, which provides essential healthcare coverage, including hospital insurance (Part A) and medical insurance (Part B). Additionally, recipients can enroll in prescription drug coverage (Part D) and supplemental coverage (Medigap) to help cover out-of-pocket costs.

Financial Stability

Knowing that financial support is available can provide peace of mind for individuals with disabilities or blindness. SSDI benefits offer a safety net, ensuring individuals and their families have the necessary resources to navigate life’s challenges.

Our Florida Social Security lawyers are dedicated to assisting individuals in obtaining the benefits they deserve. We offer crucial legal guidance to disabled individuals and their families who need financial assistance and access to essential healthcare services.

Social Security Disability Appeals

If your application is denied, you can appeal the decision. Having the assistance of Florida Social Security lawyers can help you navigate the complex appeal process.

• Reconsideration Appeal: You can file for reconsideration within 60 days of receiving the denial notice. During this phase, another official will review your case, and you’ll have the opportunity to submit new evidence.
• Hearing Request: If your reconsideration appeal is unsuccessful, you have the option to request a hearing with an Administrative Law Judge (ALJ). Our attorneys will diligently prepare for your hearing and provide effective representation on your behalf.
• Appeals Council Review: Should you disagree with the ALJ’s decision after an administrative hearing, you can request a review by the Social Security Appeals Council.
• Federal Court Review: If the Appeals Council denies your appeal, you have the option to file a civil suit in federal district court. Our experienced attorneys can assist you in taking legal action to pursue the benefits you deserve.

How Florida Social Security Lawyers Benefit Your Claim

Having a Social Security Disability attorney by your side can offer numerous benefits throughout the application and appeal process:

Experience

Our attorneys have in-depth knowledge of the complex laws and regulations governing disability benefits. We understand the intricate application process and know how to navigate potential challenges.

Guidance

Our experienced attorneys can provide invaluable guidance and support at every stage of your claim, from gathering necessary medical evidence to completing paperwork and filing appeals.

Increased Chances of Approval

Statistics show that applicants represented by attorneys are more likely to be approved for benefits. Our law team knows what evidence is needed to support your claim and can present your case in the most favorable light.

Representation at Hearings

If your claim is denied and you need to attend a hearing, having an attorney represent you can significantly improve your chances of success. Your attorney can cross-examine witnesses, present evidence, and make compelling arguments on your behalf.

Peace of Mind

Managing a disability claim can be daunting, leaving you feeling stressed and overwhelmed. Yet, with a knowledgeable attorney supporting you, you can find solace knowing your case is in capable hands.

Our Florida Social Security Lawyers Can Help

At Culbertson, Jacobs & LaBoda, PLLC, we are proud to have two of the ten attorneys in the state of Florida certified for Social Security Disability Law. With our unparalleled experience and dedication, we strive to provide top-notch legal representation to individuals seeking SSDI benefits. 

Our knowledgeable attorneys are committed to guiding you through every step of the process, ensuring your rights are protected and you receive the benefits you deserve. Trust us to advocate fiercely on your behalf and navigate the complexities of SSDI law with precision and compassion. Contact us today to discuss your case.